This app is straight trash This app is straight trash! They didn’t negotiate anything for me and my id verification had been pending for a month. After way too many emails, still not a single response. Don’t waste your time referring anyone either, because it will also never verify them to get the $25.

Very happy paying off my debt I like the service so far, the app’s really helped me manage my debt for almost a year. I paid 3 chase credit cards off and my credit score is way up but I’m really hoping they can help me dispute 2 other accounts from capital one and an agency called portfolio recovery that’s not mine that I keep getting calls for… I was victim of identity fraud and they’ve been helping me. The process was simple and the calls already stopped, now they’re making sure the account is removed from my credit report!

A Bunch of Frauds!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! These people are a bunch of Con Artists. I could not give a negative rating. They first tell me they are going to issue a loan but do not know how long it will take since the person was talking with did not know how they sent the money. Then overnight I get an email accusing me a fraud and that they could not verify my bank account. They suggested I open a new checking account. Stay away from them FRAUDS!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

Thank you Clerkie Thank you Clerkie! And shoutout to my specialist Josh for his help negotiating down my debts, talking to me about my options. He was very responsive and encouraged me along the way.

Clerkie responded quickly to my… Clerkie responded quickly to my questions and is eager to help me out which I truly appreciate! I'm looking forward on working on paying off my debt and increasing my credit score.