Kathy
GBRay is a go-getter with a personal… Ray is a go-getter with a personal touch. He knows his stuff and is extremely helpful, but at the same time recognizes you as a person. I highly recommend working with him.
Jamel Royster
GBGreat informative Company They were very personable and willing to help. They were able to lock in a rate and stay with that rate. The explanation for services and billing cycle was very informative and they were very specific. I am glad I conducted business with this company.
Ava Vazquez
GBIf you're looking to scale and maximize… If you're looking to scale and maximize profits in the marketplace, ask for Jared at Effective Funding. He really took the time to explain every loan product in a very cohesive and easy to understand manner. If I could give 10 Stars I would!
Alijah Edwards
GBPerfect services!!!!!! Hands down I give this company 5 stars, like most lenders they don’t value small businesses the way they should, but Ray took care of me and is helping me in the long run which I greatly appreciate!!!!!!
Marisol
GBRAY IS THE BEST OMG! I do not have words to describe how Ray was so helpfull to me in the process of acquiring my loan. His Knowdelge and guidance was so important to me, he gave me the confidance I need to make the correct desision not only on the loan amount but also in terms. I can rest in peace I did the correct desision with Effective Finding. Thank You Ray .You are the Best!! Merry Vhristmas and Happy 2024 year.