horrible experience - AVOID AT ALL COSTS horrible experience. my banking information was stolen, yet I never even used the card online. I had mulitple charges for 500 €+ NO URGENT SUPPORT LINE to report fraudulent activity. Horrible bank. Horrible Service. It's not worth the time

Great I'm sorry to read negative reviews but the experiences often vary from person to person and from different situations, I'm totally satisfied with the services offered by Denizen and I think that at the moment is the best solution for those traveling especially outside U.E. and often uses currency other than the euro. I am a Founding Member and Denizen in addition to a change for me correct refund the various commissions that the banks apply during withdrawals. A few months ago, as someone remembered, has reclaimed 80 euros as a gift to have used the card, honestly I've never seen such a thing ...

good concept but bad support good system and concept until they decided to erase me because they didn't want to work with belgian people anymore. I had privileges as I was part of the first members but they didn't want me to recreate a new account under my wife's name who is american (people who can still use their cards).

Denizen is great, hope to use for a long time! I found denizen through a friend of mine and it has been great! They ask for you to give your passport, SSN and EU Tax ID to get the whole account setup, which took about 10 mins. After I was approved, I received my debit in about 5 days. I deposited money into my account a few days later. Took about 3 days to show up, which was the same with my other bank. I used a transfer and ATM in Spain and no fees! This company seems great! I don’t know what the other review is really talking about? To me, they told me processing applications were slow and that’s ok, they are a new company and the CEO even called me with some questions I had. I like them!

As an American living in Spain As an American living in Spain, I have high hopes for Denizen. The promise of an easier banking experience, moving money to/from my US accounts to Euro or Spanish accounts, is one that I very much look forward to. Unfortunately, the user experience on the app is hot garbage right now. It's just super non-intuitive and moving money around is difficult. The font sizes are tiny and the data presentation is terrible. These guys have a LONG way to go if they want to improve their product.