User Beware, A couple of things about ShopSmarter A couple of things about ShopSmarter. First, they raised their monthly charge without notifying me or giving me the option to opt out. Second, I recently made an $8500 purchase through the ShopSmarter website at Best Buy. Initially, the claim was approved, but later they asked for information because they were concerned that the claim was for business purposes and not for personal use. I sent them the information requested, but they then they disapproved the claim because part of the purchase was made with Best Buy gift certificates. While I understand that they may do this under their terms of service, the point is that I made the purchase, and as far as Best Buy is concerned, money is money. When I called to inquire about this situation, the customer service representative was completely unhelpful, other than telling me that my account was cancelled. She could not provide a reason as to why my account was cancelled, but I suspect that it was because of my submittal of the claim. The bottom line is that I were trying to “scam” ShopSmarter, why would I submit all the information they requested?

Free cash back programs often offer better utility Nearly all other cash back programs are free, and often offer higher cash back than shopsmarter. On a targeted basis, if you have a high spend at one of the particular stores that don't frequently offer 10%+ elsewhere, this program adds value. Otherwise it's not worth the monthly charge. I also had a very large in-store purchase at a merchant in the program where my transaction on the registered card did not track--which cost me $60 in that one incident.

100% Legit! I’ve been using ShopSmarter for many years. They are legitimate company and I have saved fortunes with them. Don’t be afraid to try them! It’s totally worth it!

Shady business practices My account was suspended because ShopSmarter claimed I was using it for business purchases. I purchased a $1,000 laptop in Best Buy and they claimed it was not for personal use. "We take the security of our members very seriously and occasionally our system flags unusual purchase patterns." Security of my purchases are none of your business. That's between me and my financial institution. But even if it were, how could suspending my cashback account could possibly protect the security of my purchases? You're so full of it, you stink.

It's a real site , you do get cash back Awesome company love getting cash back for my shopping online, been using it for a couple years now . The only time I have an issue with getting cash back is when I have the app for the store I shopping at on my phone , the phone opens app and dose not go threw the shop smarter site ,so I just remove the app from my phone while shopping threw shop smarter. I love saving money 💰