After months of contacting local banks... After months of contacting local banks, we were unsuccessful in obtaining a loan with terms that would fit our Association’s needs. We have 400+ units ranging from studios to 3 bedrooms; needed $30M; a 2-year draw; and extended payback options. We were not surprised that our initial search for bank financing for $30 million was unsuccessful. It was not that local banks were totally unwilling. It was simply that they did not wish to extend terms for more than $10-15 million and not for more than 10-15 years. They did not appreciate that elevator modernization and domestic riser projects could not be broken up into smaller units without incurring substantial cost increases and major delays that risked catastrophic events. One of our members reached out to his contacts in the financing world to find brokers who were experienced with Associations and thus we connected with Arch Capital. We reached out and were pleased with the Arch Capital response. Larry Kirschner not only understood our situation, he had systems in place that allowed him to run numerous combinations of rates and terms and shared these results with detailed spreadsheets. In addition, he spent hours discussing various risks that we needed to consider including size of banks under consideration and their relevant experience with associations. He is very personable and worked hard to find suitable financing institutions. The results were well worth the consultant fee. If there were 10 *’s for ranking Arch Capital it wouldn’t be enough. Larry is an excellent listener, proactive and most important, understands the unique needs of an HOA. He guided us through every step of the process and provided further assistance on Special Assessment terms after the Bank loan was secured. 2626 N Lakeview Condominium Association Chicago IL

As president of our board in Long Beach… As president of our board in Long Beach CA, I wasn't sure how to go about getting a loan for the Mona Lisa HOA. I was referred to Arch Capital from one of the lenders who rejected our loan. Larry and Ben were a pleasure to deal with. They went above and beyond, even running through several scenarios. They found us a solid lending partner and held our hand every step of the way. I can't thank them enough and highly recommend them. Richard Rockford, President, Mona Lisa HOA

We are an association of 53 units of… We are an association of 53 units of which I am the president. When searching for banks offering association loans we encountered Arch Capital (Larry Kirschner). Our experience with them was excellent. Simply stated, searching for the selection of banks, the speed of response and the number of institutions that Larry found was something we could not have done on our own. Frankly, I did not have the time, nor the knowledge of the banking industry, to do what Larry did and the little time it took for offers. Frankly, I was more than a little positively surprised! The knowledge and transparency Larry provided during the entire process was also excellent and it was great having an advocate as well.

Terrific - helpful, fair, honest, responsive Extremely helpful and fair, honest, and responsive. Great advice. What more can you ask from your loan broker.

Hand Holding When You Most Need It! We worked with Larry Kirschner who was responsive, informative and supportive through the entire process. If you are an HOA that isn't sure really how to begin this process Arch Capital Solutions is the way to go.