Bread Rocks! Bread gave me what I have always wanted...a way to afford more expensive items by paying over time, despite my limited credit. I have a futon that is made by Furniture of America, that cost $600, and I expected that was made in America...no. Only issue I have had and that is more a merchant communication/disclosure issue than anything Bread did. They extended me substantial credit, I have improved my home and my kids have a better life as a result. Couldn't be happier. For those wondering: Bread does a really good job of being upfront about all your costs. If you pay the number of payments in the amount you agree to pay, your item will be fully paid off. The amount of interest is virtually negligible compared to other deferred payment or finance companies. I have enjoyed using Bread and checking out their expanding list of merchants. I've had nothing less than a great experience.

Bread you are the best I was hesitant to buy a product because at the time I was low on cash so when I was offered this option I just couldn't believe it ! Bread is such a good way to pay - no interest and in monthly payments what else can you ask for - I would use it again and again- thank you Bread because my product was for pain and you help me attain it with no problem.

It was incredibly easy to apply for… It was incredibly easy to apply for financing for my accuquilt. Not only was the transaction easily done, but setting up payment using a text message link was wonderful. I never needed to create an account only to log in with the phone number used to apply for the loan. 10 out of 10 would use again

When order are grill it work great then… When order are grill it work great then something went out on it call them and they sent part out right away they were very nice Every time we had to call them I would go back though them again

Bread a simple way to borrow money. Bread was very easy to setup, monitor, and pay back the money in a seamless process. Each mo the they send email reminders of the payment due date. We were able to pay off our loan a lot faster than the original terms and without any prepayment penalty for early payoff. If needed again, we will definitely use Bread and their services.