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This is the first bank of the Western… This is the first bank of the Western world I've experienced. They have a simple procedure of a loan and understandable loan rates. The rate itself is much lower, than in some developed European countries. It's easy to open an account, especially for a foreigner, familiar with a banking system in some third world countries. Concerning savings, they have affordable conditions for it and rates are quite adequate according to a currency rates. I am willing to pay more for account services with a stable and trustworthy bank. Digital banking is a new feature where I am from and my first experience with it is definitely positive.

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