In the nick of time I really appreciate Aspen for trusting in me and loaning much needed cash at a great rate. The monthly premium is manageable, thank you!

First loan was easy although with a… First loan was easy although with a high interest. The second seemed impossible to approve even though I paid my loan back on time. Good thing I am able to use Silvergate for more loans without problems @ bit.ly/ silvergatel.

Predatory Rates and Practices I knew the rates were bad when I signed up. But I was desperate, so I accepted the fact I would be paying my loan back nearly 4X. That's fine, we all know what we're signing up for. Missed two payments early on due to financial problems, but otherwise have been paying on time for near two years. Little did I know, the 'fees' for those missed payments would be compounded by Aspen Financial at a ridiculous rate to the point that after the end of my payment term, after paying back nearly all the money in my agreement (again some 4X the initial loan) I still somehow owe about as much as the initial loan. In my mind, this is a deliberate attempt to entrap anyone who stumbles on their payments in debt. Never have I ever seen such predatory practices.

This started off great I was desperate… This started off great I was desperate for some help and they did a great job of helping out, then my company changed my payday by one week and it went south quick. They wouldn't refinance me to the new date and just kept piling on interest and overdraft fees at my bank. I went from one desperate situation to another. I the end if you cant afford 10,000ish for a 4,000 loan find a friend or someone else. I paid them a bunch of my money back and still got sent to collections for just $3 less than my original loan.

Aspen Financial Direct responded to my… Aspen Financial Direct responded to my application and quickly approved my loan on a Friday. I expect my money tomorrow, Monday. They communicated frequently by email to let me know what was going on.