Please do not use this merchant for your merchant services. Please do not use this merchant for your processing - they fraudulently reopened a never accepted account and charged me monthly in a sneaky manner that my accountant didn’t notice. I’ve been paying them monthly for nothing. I’ve never used them because the fees were astronomical and we canceled the order. This was 3 years ago. I had a psi compliance come up in 2020 and they told me not to worry about it I didn’t have any accounts. Flash forward -now my accountant picked up on these magical fees hidden with very little information. I had to go back in my emails and it shows when we started down this path. I’m so grateful those were there. They are a fraud and steal from small businesses. I was promised a call and no one did and I called back to have someone tell me they are not refunding anything. They also didn’t cancel my accounts as promised. Now I’m being told I have to cancel separate which means I won’t be able to verify myself anymore and won’t be able to talk to anyone. Not like I can now. Thousands of dollars- I will be going to the is attorney general and I will be letting every business owner I know about this.

I love Point Card I love Point Card. I can add funds with my debit card anytime I want to utilize the cashback in points. The perks are always improving and added on. Like 20x back on certain brands and other goodies! Better than AMEX. And secures you traveling, phone insurance and other important features. Use my code to get $30 in points after your first purchase before May 2nd! Code: GNAGY8 You get a virtual card, and can fund with your debit card to spend right away :)

Love my card I've had my account for six months now and made hundreds of dollars in cash back. It's nice to earn high rewards without worrying about the interest charges that I sometimes get with credit cards.

New Ways to Earn I've always been an avid debit card user because credit cards intimidate me a bit and I would always prefer to spend what I already have and not have to worry about repaying it or interest. But, debit cards just don't have the same perks as a credit card does. Then came Point. Point lets me spend the money I know that I have without extra charges and interest with all the perks of a credit card! It's nice to be able to add it to some of the subscription services I use and earn cashback points on it. It's like I'm earning on auto-pilot. A lot of the times, I forget what merchants I can get points from so I try to use my card often and when I get the little notification from the Point app, it's a nice little surprise. This card makes earning cashback easy and it's nice to know there are no hidden fees.

Favorite way to spend Before Point, I would only use travel and airline credit cards. I never truly understood how the travel points accumulated, and even when I did manage to book a flight with points, it would be a pain to coordinate the booking through the third party points platform (Chase's travel portal, for example). With Point, I get favorable rewards from some of my favorite brands, including Spotify, Netflix, and Headspace. Plus, I don't have to worry about interest charges because I'm protected from spending money I don't have due to the debit card format.