Help Needed The experience I've have with In Charge Debt Solution is that they spoke with the creditors about my accounts and negotiated a reasonable payment per month that I could afford.

$200k in CC debt gone over 4 years We just finished paying off about $200,000 of credit card debt in just over 4 years. They made it really easy to set everything up, the negotiated interest rate across all creditors was way better than when I tried to negotiate myself, and everything was easy. My only wish is the online system could be a little more modern, but their US based customer service agents are great and respond quickly. Would recommend them to anyone trying to avoid bankruptcy and shedding their credit card debt.

I have been able to pay down credit… I have been able to pay down credit card debt and not worry about it. The payment was affordable. When I had an issue with a creditor who "disappeared", they took them off the plan with no issues.

Quickness of transfers. I like the quickness in how the money is transferred to my accounts. I also like the reminders sent to my email notifying me of the pending transfers.

In 2020 at the beginning of Covid my… In 2020 at the beginning of Covid my income in my industry collapsed. Working in the school systems of New York City my $20,000 contract which I filled would take nine months to be paid. I turn to Incharge and they have been wonderful! I have been able to get back on track, survive the economic craziness of the Covid impact on my finances, and I am halfway two completely paying off my credit card debt. This was done with respect, and everyone that I’ve worked with has been professional and friendly. Thank you Incharge.