Saul Ramos an amazing Financial Consultant Saul was over the top he’s amazing never once did he make me feel bad about my poor decision making. He helped me understand what I was signing up for, provided excellent feedback, never once did he make me feel like my questions were stupid, down to earth and relatable. We need more Saul in the world!

I received a pre-approved offer for… I received a pre-approved offer for $50,000 6% interest. It was not true. I told them up front that my credit is poor right now because I just moved and had a lot of extra expenses so I had to use a lot of credit cards that I normally would not have done. I made that clear up front. They wasted my time. We're unable to do what they gave me a pre-approved offer for. And I'm very annoyed. If they would have just been upfront and honest when I explain the situation and told me right away that they would not be able to do what they gave me the pre-approved offer for that would have been fine. They did not do that. I could hear them in the background with what sounded like a spinning wheel like a gambling wheel, and I asked the person I was speaking to about it and he said that it was because it was Friday and they were celebrating all their wins. Now it's not like I don't expect people to make money when they are lending money but this is not that. The documentation I received made it seem like they were the lender. They are not the lender. They are a broker. That is not what I was looking for and I was not happy.

So glad I made this decision! I am only a week into my plan with Payless USA, however, I can tell it was a very good decision! I was given a clear timeline of when my debts would be paid and I would have financial freedom! Danielle Villamor helped me with the enrollment process, and she has been beyond helpful, I appreciate her assistance and knowing she is with me throughout my steps to financial freedom!

Honesty is the best way to learning how to get out of debt easier and faster My credit Manager went above and beyond. He took all the time I needed to help me and listened to my struggles and he went above and beyond to give me the best experience to get out of debt easier I will continue to support Payless. I would recommend Payless to anyone 3>

Everything was explain in detail and I… Everything was explain in detail and I was very comfortable talking with the representative.!