Bait and switch Bait and switch. I got a "pre-approved" flyer in the mail talking about how they specialize in personal loans for consolidation, and my rate would be between 2.92 and 4.99. When I called and gave them basic info (like how I already have a primary mortgage and home equity loan) I was told someone would call me back. I got a call back from a company called Century Services, where they only wanted to push me into a "debt settlement" situation. For those who don't know what this is, it involves stopping payments on all of your credit cards and paying money to the debt settlement company, so they have something to "offer" the credit companies after about six months. In the meantime, your credit gets hammered, you run the risk of getting sued, and you will probably be called and harassed by creditors a thousand times. At the end they tack on a 25% fee of all of the debt settled. No thank you! I wanted a loan to consolidate at a lower rate, not to default on all my credit. Throw the flyer away!

Responded to the mail offer and got a… Responded to the mail offer and got a loan with decent terms.

Great experience Great experience. I was able to get approved for a loan at a pretty good rate considering the times we're living in now. Got the money in my account about four days after approval. Overall I'd recommend them for an unsecured loan especially if you're lender is reluctant to get you financing. My offer of credit was contingent on having a decent credit score as well as the loan amount I needed, so if you get declined you may get different offers and different solutions towards different funding options. I spoke with three different reps explaining to me the options about a loan or if I wasn't able to get an offer that I liked possibly doing settlement which would allow me to get my debt eliminated over time and then get some better loans at better rates. In the end it worked out that I got a smaller loan that helps me get by for the moment, so thanks to the team at New Fidelity.

Makes Possibilities become Realities Makes Possibilities become Realities I was very happy about the entire process. I felt the terms were perfect and funding went fast. I think New Fidelity gives you the opportunity to step up your game and reach your goals. Dan was very great to work and kept me posted all the way.

FANTASTIC FANTASTIC TWO BIG THUMBS UP