DO NOT USE GUARDIAN - THEY LIE I was told that my debts were going to be negotiated in my behalf instead of paying. I was told NOT to pay my creditors. I was told my credit score would jump 80+ points after they negotiated settlements within 6 months and my monthly new low monthly payment would continue for 4 years. They only negotiated 1 settlement and my 'end loan' for the lower payment was denied. THEY LIE. THEY MISLEAD. THEY DO NOT DELIVER! They killed my credit!!!

Very rude and pushy I looked into the company when I saw an ad on Facebook. I'm not ready to start doing anything. They kept calling texting and emailing me. I asked them to stop and they became very rude. I will not be using them in the future.

Guardian is a rip off Guardian is a rip off. If you haven’t tried their service, please don’t. They charge excessive fees and pay your creditors basically nothing on your accounts. The excessive fees that Guardian charges could be applied to your creditors accounts. I deposited over $3000 in an account with Forth. Guardian paid less than $1,400 on my accounts and charged me over $1,600 for fees. Again, a total rip off.

lifeline review Lifeline has been a wonderful company that we trusted our financial situation with. To be honest at first I was leary but as time has gone by and accounts are getting settle I am feeling at ease. The staff one of which we have had the pleasure of woirking with Ms. Basima has been a pleasant person to work with- I dont know how many times we have called her on our concerns with our past creditors and never once has she been unpleasant or rude when we call her. She answers our questions and puts us at ease. This company is fast working and the good thing is one can look up account and see who and when the payment is being paid and how its works

Great customer service A few months ago Guardian helped me settle my medical bills. I retired four years ago, and sadly could not afford to pay my doctors. This company provided great customer service.