New Policyholders We recently became policyholders of NJM for our automobile insurance. In January we were rear ended and had damage to our car. NJM made the experience of getting our car fixed very easy and very quickly.

NJM representative Nicholas was great! NJM representative Nicholas reached out right away and took care setting up repair of my vehicle. They even reached out promptly when an item was missed in the repair to get it corrected.

Peaceful Protection I like the 10-month payment schedule. Also, the bonus at the end of the year for customers and staff. I've had a quick and precise experience with any claims I've made.

Very professional staff always polite… Very professional staff always polite and courteous.They take a genuine interest and make sure they answer your questions and get back to you in a timely fashion. Special thank you to William Curtis.

Very bad experience I had an accident that was not my fault. I paid my deductible $500.00 for repair my car. I gave all information about my accident: picture of car damage, plate number, police officer name ....but l got a letter from NJM Unfortunately, the evidence in this case along with the applicable negligence law for NY indicates NJM would be unsuccessful obtaining subrogation recovery in this matter. So I would like to know why I do have to pay for accident if it was not my fault?