RUN, fast RUN. Seriously shady and dishonest practices. Put your money into a bank account instead of trusting in a company that posts pictures playing golf while dragging out processing your claim way past legal timeliness. Do not EVER take out a critical illness policy because when they can't deny your claim, they will try and cancel your policy based on narratives they create from your medical records.

So far so good So far so good, but the lack of much communication is a little concerning. I've life insurance with other companies before that had more contact. It sort of feels like your pouring money in a hole... Hope to see it again if necessary.

Customer service I was so blessed to speak with Alexander about an issue requiring an appeal for payment. He was understanding and encouraging and found out the correct way for me to manage this situation. To be able to talk with a real and caring person means so much! Thank you!

Excellent insurance I’ve never had an issue with getting approval. Unfortunately my condition will only get worse. Not thrilled about the paperwork, but I know you need to be sure my condition hasn’t improved. But if you research any of it, I will only get worse. Your company is always on time with payments and I’m grateful that I have your insurance.

While they declined to quote me because… While they declined to quote me because I recently had surgery, they were very prompt in doing so. They did quote my wife, but we found more coverage with less cost from another company (that we have several policies with already)