SCAM!!! OPT OUT!!! SCAM!!! TERRIBLE!!! I had a loan with Michigan First Credit Union and they added this foul company to my loan as insurance. Just like 70% of the work force I was put on unemployment due to both my job going out of business on March 13,2020 but also the Covid that started March 16,2020. As I kept making payments to the credit union I was told that my insurance was through “ALLIED”, who says I DO NOT have insurance with them. 3-years goes by with me making all of my payments on time and by shear dumb luck I was able to find out that in fact “Securian” who is owner by “ALLIED” has my insurance policy on the loan. First they only covered 1 payment then proceeded to take care of only 3 months of payments. I was told to start another claim but use the dates after what has already been submitted. Now I have some person telling me that they need proof that I was receiving the unemployment benefits which is fine but they are also asking for proof that I was working at least 24 hours per week. Sounds like they are trying NOT TO PAY, and get me to say I was working and getting unemployment. Bottom line is that I paid for coverage and this ripoff company does not want to pay out. I also blame these credit unions for adding this scam to loans and not vetting the company, my guess is that they are getting paid too. OPT OUT AND FIND YOUR OWN INSURANCE!!!

Save your Money Everyone! I had purchased insurance on 2 Alliant Credit Union loans in case I die, get sick, my payment would either get paid or the loan would be paid in full. When the covid 19 hit us and we had the shut down I contacted Alliant Credit Union and they said I needed to contact Securian, which I did. The denied my claim because they said I did not qualify for unemployment. They wanted proof of unemployment. I sent them the record of unemployment payment made to me. This was in March. I a letter in Mid May that I still do not qualify. I called several times leaving messages. No reply. I blame Alliant Credit Union for providing Third party services which collect fund but don't pay out when a legitimate claim is submitted.