BriteCap Financial

5161 Lankershim Blvd. Ste. 250, 91601, North Hollywood, United States
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4.55
Based on 20 Reviews

5

85.00%

4

0.00%

3

5.00%

2

5.00%

1

5.00%
About BriteCap Financial

BriteCap Financial is a data-driven FinTech company dedicated to improving the financial health of America’s small businesses. As an industry leader in direct lending, we strive to build long term, value-added relationships with small business owners that oftentimes are underserved by traditional banks. We believe in transparency and efficiency in our application process. Applying with us only takes a few minutes and won't affect your FICO score. We can have funds in your account in less than 1 business day.

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Emilio
GB

Everyone was respectful Everyone was respectful, care, get down of what you fast like lightning. Awesome people, easy to deal with. I’ll recommend your company to anyone.

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Natalie
GB

They streamlined the process They streamlined the process effortlessly, a refreshing change from the hurdles often faced with traditional banks. They promptly asked pertinent questions, and upon receiving my bank statements, swiftly provided the funding we required.

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W. B.
GB

Amazing experience Amazing experience. Soft pull, Equifax, approval within 2 hours. More than I was initially seeking. Easy contract, fair terms. The best business company I've ever worked with for financing! The funds were posted to my account at 6 am the following business day (less than 18 hours).

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JB
GB

Predatory loan? I applied for a loan hoping to be able to get some website built and get some seo done. I do not have the best credit (about 625) so I knew rate would be higher. I was approved for a little over $5,000. When I saw what my daily payment would be, I calculated the monthly payment to be about $987 a month, which translates to an interest rate of about 180%. I immediately contacted the company before signing anything and let them know they need not contact me any further. I get that a company needs to make money, but in my opinion, the loan offer was predatory in nature and definitely not in my best interest. Find other alternatives if you can.

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Dr. Susan Mattes Bostian
GB

Not impressed! Well, they are certainly great and calling and texting when they want your application. They repeated OVER AND OVER again that it would NOT affect my credit score (they never differentiated between the real credit score and your FICO). They made sure to tell you all calls were recorded. I asked repeatedly about what they were looking for for approval...been down some bad roads since Covid and know the game. Never once did they say a checking account had to never hit zero, they were just looking for gross receipts per month, of which my business exceeded every month. After three soft pulls and several credit score declines as a result of their "not going to affect my credit score reviews" no one would call me back, no one would own up to the false pretenses, and no one would own up to the false claims made by the loan reps who sell sell sell, but offer little truth in disclosure. Stick to loan sharks. At least with them you know where you stand.

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