The process was very easy But would… The process was very easy But would be nice if you would allow a co-signer or money down to make a lower payment.

MODE: Couldn't have been easier and no FEES...!! If you have a lease with GM, rolling it into a purchase/finance with MODE could-not-be-easier! They do everything and it costs you virtually nothing. No 700 doc fee... no 700 fee for title, registration etc. AND the rate (based on your credit) is quite competitive. I shopped around prior to committing to MODE and they were competitive or better then other supposedly 'lower cost' banks, credit unions, etc. All over the internet... super simple!

This sucked Totally pain in the ass, takes way too long to get it done. I never knew what was going on after you complete a section on the website, it never gave you a follow up email or phone call to let you know status!! There much improvement could be done to make it more user friendly

Refinancing made easy. So glad I decided to look into refinancing with this company. They were professional and quick to respond when I emailed with a question or concern. Not only did they lower my monthly payments, but they made the process easy and elevated my comfort level in going through the process.

The system and the People Behind it. The system and the people (I probably bothered with all my questions) behind it.