Raisin U.S.

New York, United States
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4.45
Based on 20 Reviews

5

80.00%

4

5.00%

3

5.00%

2

0.00%

1

10.00%
About Raisin U.S.

Open a no-fee Raisin account in minutes and spread your savings across our growing network of banks and credit unions. You’ll get $250,000 of insurance coverage per institution, per individual, and be able to manage your savings in one account. Earn more, SaveBetter™.

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Cissy Reid
GB

Absolutely amazing!! I'm not at all tech savvy. This is the easiest website I've ever used. It was so fast to set up my account. I had a couple questions and I received a super fast response. I can't recommend this enough. I'm sold!

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Lilian Sibulo
GB

Raisin's exceptional customer service… Raisin's exceptional customer service made my day because of James Holman, who was very helpful, professional and have great knowledge not only with their products and services but a person who'd looked at all possible ways to help with my issues in canceling my matured CD and getting it back to my external account. Hoping Raisin can clone James!!!

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Chris Brewer
GB

It’s terrifying doing business with… It’s terrifying doing business with this company. I have $750k+ in various CDs and savings account in their platform. $500k of it has just vanished after two CDs matured that I marked as “do not renew.” Where’s my money? There’s literally no indication on my dashboard that those CDs ever even existed, or what has become of my money. And to top it off, it’s the weekend and this joke of a company limits support hours to weekdays only. I’m calling a lawyer on Monday.

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Customer
GB

Kimberly was Excellent Kimberly was excellent! What I needed done was timely. Her communication and her ability to expedite my request was greatly appreciated!

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Lynne Bernstein
GB

The good .. and the bad The good ... and the bad. First the good. Raisin makes it very easy to deposit funds in CDs and high yield savings accounts at a number of different financial institutions. There are more than enough options to choose from. However, the bad, is that they don't make it easy to track your savings because you can only view your accounts on their website or print in PDF format. This means you might have pages and pages of PDF listings on any given day (depending on how many accounts you have) and you cannot put the information into a spreadsheet so you can consolidate ALL you accounts at other institutions - without manually entering all the information manually every time you want to update your spreadsheet. They also make it hard to keep track of how much money you have under the same title at each institution so you can track your balances for FDIC coverage. It is possible to lose track of accounts without being able to view them all at the same time on one page/screen. But the way they display them on the website makes it impossible unless you only have 2 or 3 accounts. I do wish I could transfer funds from one Raisin holding to another without having to withdraw to my linked checking account and then move funds back into another Raisin account. This process costs time and time is money.

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