From 27% apr to 15% on $7.5k balance… From 27% apr to 15% on $7.5k balance and took less than 10 minutes. Just wow! Hope you will add apple card in future, thanks for your product anyways.

Not Bad, Not Great It was fine, but I thought it could be more user-friendly. The customer service chat wasn’t the most helpful.

Problem didnt resolve..app still not… Problem didnt resolve..app still not working

This is really works good for me This is really works good for me, APR is lower than my credit card by 9% No need to pay my bank more when I can safe here. App is convenient, with a calculator showing me a when my cards will be paid off

Had higher expectations, time will tell… The good: The process was easy & quick (funds took less than a week to post to my CC). No credit check and your Gauss balance doesn't show on your credit history. The bad: After much research & based on my FICO & income, I thought I would be approved for a higher amount than $5k. My goal was to pay off at least 2 cards and a portion of a third. This way I would only have 2 monthly payments. The $5k only covered a portion of one card, so now I have 4 monthly payments. Not sure who qualifies for the full $25k or how long it takes to get it increased; so we'll see what happens & whether it was worth it. The ugly: none to report.