A No-Brainer for High-Yield Savings While Worthy doesn't have a native smartphone app, their web app is incredibly easy to navigate, and buying bonds on Worthy is a no-brainer with the rates of return they offer. If you need a relatively secure alternative to your bank's savings account with a paltry interest rate, Worthy is the first place I'd put my money to grow over a longer period if you're not using it right away. Being able to withdraw without penalties or fees and get the money within a few days is amazing too. I've been kind of blown away by how easy and worthwhile it's been using it! Seriously, grow your savings with these guys. No regrets!

Wait and See Approach It was easy to invest a few months ago and withdraw my interest earned today. I REALLY hope that it will be easy to withdraw my actual principal funds when I'm ready and wont have to wait extended periods like other reviewers on here. I'm holding the 3-star rating until I've successfully withdrawn funds.

Scam, do not invest with worthy. They will not let you withdraw your interest gains or sell your acquired bonds. Worthy customer service gives you a meaningless apology and never gives you a direct solution of when you will be able to acess YOUR money you invested. PLEASE BEWARE this is a scam!

No withdrawals for 1.5+ years They have stopped withdrawals on the initial offering and have not given any timeline of when the withdrawals will be allowed. I see lots of folks here still investing in this company but I really hope they carefully read the negative reviews that few of us have posted here. They are not allowing us to withdraw principal or interest and should be investigated by the SEC for false promises.

Easy to Use The designers did a good job with the UX/UI framework, so everything is easy to navigate and it's easy to invest or plan.