Wish I would have known... I have been in this program for over a year and only one of credit cards has been settled. I have deposited $5500 and they have taken $2000 and pocketed it. I received a garnishment in the mail from one of the companies they were supposed to be working with. The customer service agent on the phone at NDRS even admitted they received an offer from said company and did nothing about it. I can't get ahold of anyone at this company anymore, not for weeks. The number just plays continous music and no one ever answers. I now have no choice but to file bankruptcy before this company garnishes over $5000 which I don't have because I have been putting all of my money into this NDRS. There are consequences for settling debit where you must claim the amount discharged as income on your taxes. I wasn't informed about this from NDRS. I figured it out from my attorney.

Ok so I was literally very skeptical… Ok so I was literally very skeptical and almost cancelled my first month but so far, they've settle on one credit card debt for Synchrony and I ended up paying less than was owed. Still awful to get in contact with someone and they don't keep you updated at all but I have trust that they will get me out of my discover and bank of america debt.

Started out good Started out good. Was led to believe I would be able to avoid court and garnishments. wrong! My first creditor was negotiated and paid off with no problems. my next 2 creditors, Capitol One and BoA sent their accounts to a collection agency, Blitz and Gains. Received a call from NDRS rep that an agreement was reached with both accounts and that court was a formality. The Capital O e account was to be paid first then the BOA account. Still paying into a 3rd part account from which Capital One is being paid and now find out that I am being garnished by Blitz and Gains for the other account. just am keeping up with living expenses as it is and now am looking at bankruptcy. Can't get a straight answer out of anyone once I am fortunate enough to actually get a hold of anyone. Garnishing 25% of my pay. Blitz and Gains will not speak with me since NDRS is representing me. Try to call NDRS. Have had one maybe 2 calls finally returned. Right now I really wish I had never gotten involved with them.

I would like to start out by thanking… I would like to start out by thanking everyone involved for helping me get through this hard time. I did not think this would ever end. This program made me think about buying things now, and in the future and asking the most important question to myself, Do I really need this ? I would also like to apologize for times I was stressed out, because the money was so tight but I am glad I chose the shorter plan. Thank you to everyone at Nationwide Debt Reduction Services for a job well done ! Feel free to pass on to your supervisors if you want.

where did the money go doc upload is confusing i tried 5 times won't go in to folder. not getting accurate data on where money went that was kept at global. had 5k paid $1,600.00 but balance shows $55.00 in global account??? customer service phone reps are spot on and pleasant to talk with.