The absolute worst hard money lender The absolute worst hard money lender, I have used quite a few, and I cannot stress enough how terrible they are. They take weeks to get a draw to you, there is no online portal, they charge huge fees. They took over a week just to get a payoff statement to the title company for the sale of the home that was quick close all cash. It took months just to close the loan when they said it would be weeks. DO NOT USE THEM, READ ALL THE PAPERWORK.

Loan papers were incorrect for the… Loan papers were incorrect for the program chosen. Decided stay with that program which modified some of the paper work, which created some negotiation at last minute. Escrow was to forward the loan documents at close, 3/19, but as I understand FedX will deliver 3/21. Why delay? Justin Cohen deserves the 5 star rating.

Fist loan with Civic Financial Fist loan with Civic Financial. Excellent service provided by Eric and Dianabel. Constant communication and updates. Went out of their way to help us resolve 3rd party issue that was delaying our loan. Look forward to working with you guys on future projects.

The processing staff will not answer … The processing staff will not answer and return phone calls. It is very hard to do business that way. The AE is saying talk to processing, very frustrating. Also, there was a lot of confusion on the cash-out and the indemnity. It took a lot of effort to resolve this issue. It seems like processing has a very uncaring attitude.

Avoid this Financial Services.. Avoid this Financial Services... Complete Scammers Spoke to Steven Weinstock and understand my financial situation as a foreigner with no US credit score and social security number and says can lend funds to me based on my situation and requirements. However upon paying $750 for an appraiser and taking all my personal financial details, got an email stating that they can't help me because I don't have US credit score! I did not get back my full refund due to admin costs involved, what an absolute scam! Forget about customer service after they take your money and personal financial information....