DISCLOSURE WAS UNCLEAR, REPRESENTATIVES WERE NOT HELPFUL The school I am planning on attending is partnered with Eve Financial. Please, PLEASE UNDERSTAND THAT THIS IS JUST A BROKER HELPING YOU GET SIGNED UP WITH MULTIPLE CREDIT ACCOUNTS. Exact words by a representative I spoke with. Had I had known beforehand; trusting the enrollment specialist because Eve is "partnered with NIMA Institute" I would have NEVER "applied". I just had 6 hard inquiries pulled from multiple banks because of Eve. I have worked extremely hard and careful to make sure I can build up my own credit. It took me 10 years, 10 years I had to wait to get an education because my credit was ruined by my parents the moment I became of age. And now I just ruined it myself by allowing Eve Financial do this. Cathy DeMie was the representative I spoke with via chat... So unhelpful, did not answer my questions thoroughly or clear to where I could even understand. I may not be the smartest person, but this representative did nothing but copy and paste her replies which was so frustrating. I spent 1 full hour just for nothing and no acknowledgement whatsoever on my concerns. All in all my credit now is horrible yet again and I am unable to attend my school of choice because I was just declined by all institutions due to the mass hard inquiry pull they did. To Creditors I look desperate for a loan, I never in my life needed or had to take out a loan. Disheartened, its as if I can't catch a break with this. Please do yourself a favor and apply to the banks individually and on your own. This is pretty much a 3rd party system to mass apply for credit lines.