Total loss of capital and no interest payments. Since covid Crowdlords has done poorly. The highly promoted 7X eco-apartments (Kennington) in which I invested a lot of money has been a total loss. I don’t know where the money went, what has been sold, who made a profit but for me the return is nil. Loss of all my capital and no interest whatsoever 😢. It means I have ignored all P2P lending since it’s safer to keep my money in a bank despite their low interest rates.

CrowdLord has proved to be a very good platform CrowdLord has proved to be a very good financial platform for property investments. They have tended to find sound investments at good rates of returns, and conduct helpfull relevant DD. As and when any difficulties do arise they proceed efficiently to a resolution. The opperation of their website still requires development but apart from that they are one of the better crowd funding platforms, and have proved to be a good home for our ever increasing investments.

2 year review I have been investing via Crowdlords for 2 years. Some of the earlier investments have matured and have paid out correctly. I am not aware of any default situations at Crowdlords (unlike some of the P2P platforms I also invest via), so I cannot comment on how rubust their recovery processes will be. I intend to be continuing to invest via Crowdlords as all experiences to date have been very satisfactory. There is a fundemental difference between Crowdlord's equity offerings and P2P loans. The equity gains are Capital Gains rather than interest, so are tax free if all your Capital Gains in a Tax Year are below the Capital Gains Tax Allowance (£11700 in 2018/19). I see the equity offerings (like Crowdlord's) as a higher risk than P2P as there is little security. Diversification remains key.

Happy Customer! I have known Richard Bush of Crowdlords since 2015. I worked with Crowdlords to raise £142,000 from investors and used the money to purchase 2 flats in Derby. With Richard's help we negotiated a good purchase price which should enable us to deliver good returns to investors when the 2 year investment period ends in the summer. I continually discuss new projects with Crowdlords as I am a budding developer. I really like the crowdfunding model, it is good to know that Crowdlords takes care of all the regulatory side of pooling investors together. I am hoping to bring another project to Crowdlords soon to generate good returns for Crowdlords clients and to help my business grow as well.

Integrity and Honesty I have been investing with crowdlords for several years. I have been consistently happy with the returns but above all the integrity and honesty with which Richard operates his company. It's refreshing to be involved with the work Richard and his team do. They are professional and excellent communicators. Crowdlords due diligence and unwillingness to accept anything other than very sound projects is also a indicator of their robust and sincere operations .