Do NOT apply It’s no wonder why they only have a 3 star review. I’m surprised it’s not 1 star. I have applied 5 times in 3 years and have NEVER been approved. Such a lie. The ONLY good thing is that it is not an inquiry in the credit report. Save time and do NOT apply.

Scammer and a spammer Scammer and a spammer, asked time after time to have my details removed but they email me 3 times a day trying to get me to sign up to their card. Why can't authorities take action against companies like this just read their other reviews

This credit card company is SCUM This credit card company is SCUM ! I had this card for over one year, used it sparingly however because I "DID NOT" max the card out on a monthly basis they decided to downgrade my credit line. I have over $100K in my credit line and over 740 plus FICO. (Buyer Beware !!) Run from this card......

Not worth the misc fees So got this card when my credit wasn't so hot. It was fine until I tried to cancel it. The fees become unacceptable with a $10 monthly maintenance fee on top of the annual fee. No way to cancel online. Long term consequences for accepting this card. Immoral company as far as I'm concerned. Not recommended for Seniors who are not tech savvy as they only communicate via the app, email.

This company is a financial predator This company is a financial predator. Payments made on your account AFTER 5 pm on the due date is considered late and is assessed a late fee of $ 29.00. This is the only credit card company out of 8 cards in my wallet that rape customers this way. And then you technically have a late payment on your account. I paid on the due date at 5:15 this month after getting home from work a few minutes late. I was charged a 29.00 fee. I called them up told them to shove their credit card right up their corporate ass. Better lose a few points off my FICO score, than continuing to be raped monthly by this predator financial institution.