Zo Financial

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3.95
Based on 20 Reviews

5

65.00%

4

10.00%

3

0.00%

2

5.00%

1

20.00%
About Zo Financial

Zo Financial helps consumers by: Providing scheduled payments to acquire the items they don’t have the cash to put down on. Providing a LOW or NO credit option to get the items they need. Providing a way to spread out payments over time to ease the impact on their bank account. Providing multiple paths to ownership: 90-Days Early-Purchase, Anytime Early Purchase, and renewable lease for up to 12 months. Contact us at 833-719-1096 to learn more about early-purchase and payment options.

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customer
GB

Great staff willing to thoroughly… Great staff willing to thoroughly explain any parts of my lease that were confusing

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Clyde Reynolds
GB

Weight broke the bridge. I recently applied to use your services when I went to Bailey’s furniture store to purchase a bedroom set. I decided to decline the offer because of the many times and conflicts with the computer system being able to be accessed for signature. I do believe that had the system been working properly, I may have made the purchase, but because of that, and the customer service my wife and I received at Bailey’s, we decided to decline the offer, or use your services. The process was easy enough and the people that I did have a chance to speak with or very nice and professional. In the future, if I am offered a chance again to use your services, I probably would based on this experience.

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customer
GB

Zo kept this all business great business -

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customer
GB

Predatory lender The application was immediately denied the within 30 minutes they changed their mind to approved. Then approved for more than asked for. Spent less than approved for. Then never told rate and term. Only told free of interest for 3 months then the $3200 product would then be made into payments to cover $7200. Well over the value. No one explained anything. Nor did the merchant care about the safety of product or patron in transport. All in all don't recommend if you can not pay off immediately. Highly predatory lending practices.

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customer
GB

Extremely high interest rates Extremely high interest rates. Even with above average credit.

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