Economic Justice Fund

1007 7th St Fl 4 Ste 416, 95814, Sacramento, United States
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4.80
Based on 20 Reviews

5

95.00%

4

0.00%

3

0.00%

2

0.00%

1

5.00%
About Economic Justice Fund

The Economic Justice Fund is a certified Community Development Financial Institution by the U.S. Department of the Treasury. We are a mission-driven lender dedicated to providing fair, affordable financing and free credit-building services to empower borrowers to realize their dreams. Our loans have low fixed rates, no application fees, no origination fees, no servicing fees, and no prepayment fees. We also offer flexible terms and underwriting to meet the needs of a wide range of borrowers.

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Chris W.
GB

Genuine alternative to predatory payday loans! So 2023 has not been kind to a lot of us. Between wild inflation and family members in tight bonds, everything this year has expensive as...heck. Recently my credit score dropped 60 points after I closed an account with fraudulent activity. While working to get this nonsense off my credit report for good, I realized I'm going to need a loan to get through the next period of financial priorities, and I do not have the credit right now to get a decent one. After researching CDFIs in my state I came across Economic Justice Fund. I honestly thought since I live in a different part of CA that they wouldn't approve me, but they came through with a decent loan (less than what I wanted but a good amount) and most importantly a FARRRR better APR than ANY other lender would have given me. I plan on referring a few of my loved ones to them. Definitely recommend (also they responded the next business day after applying). Blessings to this team!

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Tijah Sikes
GB

I absolutely love working with them I absolutely love working with them. They are patient and understanding. They facilitate making your payments easy and work with you when you are unable. My bank account was hacked and now I am working to find a bank that will accept me until the investigation is cleared. They have been patient throughout this difficult process of identity theft.

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Norina
GB

Equality for all I can't thank the Economic Justice Fund enough for giving me the opportunity to fix things on my credit to further my chance at the American Dream. Scott was amazing to work with. Very intentional, and detail-oriented, and created a beautiful and seamless process for me. I am so grateful that I came across this organization. Please continue to do the beautiful work you do to help everyone from all backgrounds get a shot at the American Dream and bring equality back to the forefront. Scott and team definitely live out the mission of this organization. I can not thank you enough Scott!

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Leesandra Diaz
GB

Highly Recommend! Im so glad I came across Economic Justice Fund! I was running out of options but I decided to submit an application with them for an emergency situation. I spoke with David who was very helpful, kind, and efficient and kept me updated every step of the way. After receiving many denials from different companies Economic Justice Fund was able to help me out with the extra cash needed. The best part is, the monthly payment fits my budget perfectly and a low APR. Im very grateful. Literally saved my life. If I can give 10 stars I would. Thank you.

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Z.A.
GB

Renewed Hope Economic Justice Fund has helped me greatly. In December last year I had to buy a car and I had to use credit card funds. Since the credit cards rates are high, I wanted to get a loan to reduce the balance. I researched other lenders, and was finding the rates were also high and they were requesting imposible requirements for me, like a car title or a co-signer. Then I found EJF, I read about their commitment to help people, I read many testimonials of people they have assisted and I was very happy to find an organization I could believe in and trust. After sending all documents needed, the process of approval was fast and efficient! Thanks to them I am starting this year with renewed hope.

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