A much better way to track your spending. Keeping track of the money you actually HAVE is a much better way to control your finances than to plan for money you may never earn. They are very receptive to suggestions and customer service is exemplary.

Really useful app with an innovative… Really useful app with an innovative approach to tracking spend. Has helped me track my spend, grow net worth, and be very guilt free about my purchases.

I love YNAB I love YNAB. It is like the old fashioned way of budgeting by putting cash in envelopes for each budget item, but way easier. It helps me see where my money is going and where I am overspending. It pushes me to make choices of what I want to fund. I have to make priorities. There are still some parts/functions of YNAB I don’t fully understand/use. Some parts can be confusing, but you can still get going in meantime.

Love me some YNAB Love me some YNAB! Look, I know this can be a bit overwhelming to learn in the beginning and you’ll doubt the sanity of your decision to try the app and do some real adulting, but fear not! There are so many good videos explaining how to use it and the articles are on point! They are full of links to other articles and videos and it’s easy to navigate. The customer support has been the standout to me. I had some issues getting started and trying to figure out what to do to fix what I just did. The support team was very good and even made me a personalized video showing me step by step what to do! Amazing. Thanks YNAB team!

YNAB is a game changer YNAB has been a game changer for my personal finance. It is the ONLY budgeting app/program/process that has worked and kept me focused on my goals. Could not recommend more. The amount I have been able to save using the YNAB process has more than enough paid for the app annual fee. And the fee is accounted for on my spending plan.