Really useful app with an innovative… Really useful app with an innovative approach to tracking spend. Has helped me track my spend, grow net worth, and be very guilt free about my purchases.

I def needed a budget The web app and iOS app work very intuitively. They're constantly pushing out updates. They've spawned a community centered around budget tips and tricks. They even have a robust video series to help you develop your own budget. As a bartender, income and expenses can be very hard to track. YNAB helped me build security into my budget by keeping track of where my money was going. I owe a great deal of my peace of mind to the convenience YNAB has contributed to my life.

It's not the subject matter…it's how it's taught I enjoy the playful way you teach about basic budgeting. I think it's something that many people, myself included, miss growing up. People say you are just testing basic zero dollar budgeting, but it's not what you teach it's how. For the first time in a while I feel like I can rest any goal if I plan accordingly using your methods. You often say freedom comes from restriction and it can be surprising where and how extra money comes from in a budget. I can attest to that.

The last budgeting app you’ll need YNAB has completely changed the way I budget! It is the most transparent and effective method to budget in my opinion. I know exactly how much money I spend in any given month and can predict how much I’ll spend later. YNAB has paid for itself tenfold in the peace of mind it gives me!

YNAB is a game changer YNAB has been a game changer for my personal finance. It is the ONLY budgeting app/program/process that has worked and kept me focused on my goals. Could not recommend more. The amount I have been able to save using the YNAB process has more than enough paid for the app annual fee. And the fee is accounted for on my spending plan.