A great alternative to stocks but needs better overall security when logging in. A great alternative to stocks which haven’t been performing very well over the past year. I will say though that I wish the stairs and Groundfloor apps had two factor authentication to log in. Anytime I open my stairs app, if I didn’t log out the account is open and viewable to anyone. Security for individual apps from Groundfloor needs to be improved. Would also like to see an accumulated interest earned from the stairs app so i dont need to open the month to month interest earned to add them up individually.

One of the best experiences that I… One of the best experiences that I expected for my retirement. I would definitely recommend this company to get your retirement started and to contribute to your future and years to come. Please go over and sign up and contribute to your retirement and your future because your fellow government won't do that with only social security only.

Relax Relax, it's a debt position. Many of the complaints I see on here are due to late payment and extended loan status. Extended loans have been the most lucrative section of my overall Groundfloor portfolio. If the borrower has my money, they're on the clock, I'm getting paid. I've seen some people mention REITS, however being that those are often equity investments, they are often far riskier. The reason people feel more comfortable with them is because real estate lending is something new with regards to retail investors being able to participate. The risk here is far less than in many other RE investment vehicles. Check any publicly traded REIT's performance over the past 365 days from my review date. You'll find that most of them are down well over 8% on the year, and that's after a monthlong bull run in the sector. I made 9.3% in 2023 on Groundfloor. The key is to DIVERSIFY into as many loans as possible. They make it very easy to do so with $10 minimums per loan on their desktop site, and $1 minimums per loan on their mobile app "Groundfloor Investor" Their auto investor account on mobile is great for someone who wants completely passive income and maximum diversification.

I've been investing on the Groundfloor… I've been investing on the Groundfloor for many years. It is a very good platform for newbies as well as experienced investors to invest in real estate at an affordable entry point. During COVID we had a lot of defaults but understandably so. The Groundfloor legal team pursued those in defaul to the very end. I feel confident investing even when the borrower doesn't pay back on time because Groundfloor keeps the investor informed to the very end.

I've been on Groundfloor now for almost… I've been on Groundfloor now for almost a year and I just love the platform in every way. The information is clear and concise, their help articles do a really good job explaining what an LRO investment is, and transferring funds was super easy. All this was enough to convince me to throw some money at it to test out. Sure enough... I've consistently earned 10-12% on my investments and I'm allocating more money to it every month. Get after it.