Good overall Good overall. Needs a lot of improvements to make it better. More updates on investments that are in a Default state are needed. The auto investment tool needs to have a lot of features, including the ability to decide the LTV ratio for each tier that you want to target. How to prioritize among tiers where available funds are less.

Consistent 10% returns I have been investing with GF for about 2 years now. I started out investing in the higher interest LROs, but found that many of them fall to "default" status. Now that I invest mostly in the 10% LROs, I am having much better success with the loans paying off timely. At a 10% return, it is a much better return than savings accounts or CDs.

Good Alternative Real Estate Investing Groundfloor provides an easy way to set up a diversified investment into various real estate properties. You can choose your level of risk from lower yielding A-rated projects and higher yields with B, C, D, and more lower rated and higher yielding projects available. An Auto-Invest bot can make selections for you if you wish. Pretty pleased with my account in my almost year of investing there.

A great alternative to stocks but needs better overall security when logging in. A great alternative to stocks which haven’t been performing very well over the past year. I will say though that I wish the stairs and Groundfloor apps had two factor authentication to log in. Anytime I open my stairs app, if I didn’t log out the account is open and viewable to anyone. Security for individual apps from Groundfloor needs to be improved. Would also like to see an accumulated interest earned from the stairs app so i dont need to open the month to month interest earned to add them up individually.

Very Pleased I have enjoyed the opportunity to tour the country and invest in the livelihood of folks I will never meet. Those buying homes to renovate are hiring plumbers, roofers, cabinet hangers, tile layers, landscape workers, electricians, painters and cleaners. That could be 5-10 other people benefiting from my investment. Having helped with most of these tasks, I know what it takes and I am proud to help put money in the pocket and food on the table for honest working people I will never otherwise impact. It makes me feel good.