The Lending/ ReFi process taken to the… The Lending/ ReFi process taken to the next evolutionary step. Simplicity to the point of elegance, a 100% digital experience, and zero wasted time. On top of that my son and I got a better interest rate, a digestible term, and a payment he can almost afford! Very unlike the previous lender that rhymes with Run DMC and is a soulless, vampiric, predator feasting on the hopes and dreams of young people trying to have a future.

Fast, Responsive & Easy! Fast, Responsive & Easy! Stan Mitchell really helped a TON with the process and made applying seamless. He answered any and all questions I had immediately and was always extremely helpful! Even during the holidays, I got responses back & was approved extremely quickly! Thanks Stan and the ELFI team!

An easy experience and great rates The application process was easy. ELF also communicates with you with instructions for all followup steps. You are assigned a Student Loan Advisor who is available to help with any questions you may have and stays with you throughout the loan process. Excellent experience!

Great experience! My assigned advisor, Stan, was very attentive and timely. He assisted me greatly with proper documentation and consist communication throughout the process. They made a huge difference for me when it came to refinancing.

Affordable interest rates and efficient people Spent long hours trying to find a good rate for refinancing loans for my son, finally found it and thanks to ELFI! It took very little time from start to end. All along had help from customer service representatives like Stan Mitchell and many others who were very patient with my questions and helped me resolve my issues very efficiently. They are nothing but just highly professional and efficient people dedicated to the purpose of helping people like us. Thank you all!