This site gives you the tools you need… This site gives you the tools you need to dispute mostly anything on your credit. I give it 4 stars only because it takes 30 days to get your results via their site. You can consistently check your credit update for removals and increases through the Experian site or Credit Karma for quicker updates. Other than that there are no hidden fees and it pretty straight forward.

This is a nice introduction to DIY… This is a nice introduction to DIY credit repair. Over the course of 3 months I’ve seen items removed and a score increase across the board.Yet it only does so much for the stubborn items. The dispute letters become repetitive and if you’re not careful you’ll only spin your wheel’s sending the same disputes to the bureau.

Horrible Horrible!! What a waste of time and money!! I paid for the membership from January-May 2023. 5 months of paying and sending letters. Not one thing was removed from my credit report, not even an inquiry. Only way to actively remove anything from your credit report is through consumer law; in which credit versio/smart credit does not offer!! Also, credit score is a whole different ballgame than your Fico score!! Beware before you spend your hard earned money!

Best Credit Repair Ever ! Hello my name is Derrick I was so amazed with the Credit Versio program when i tell you the really help you step by step how the process take i was very amazed. Any one needing there credit repaired Credit Versio is the company you want im also in the process working on getting my wife credit straight as well

After sending out my 1st round of… After sending out my 1st round of letters my credit scores increased!! Experian increased 80 points, Equifax 48 points and Transunion 37, this is much better than expected. I just sent out my round 2 letters and hoping to see them increase again. My goal is to get to 700+ on each of the reporting agencies. Credit Versio system is very easy and user friendly, cant thank them enough for making this system and this process!! I didn't think it was possible to increase my credit score so quickly. Thanks again!