Very bad experience I had an accident that was not my fault. I paid my deductible $500.00 for repair my car. I gave all information about my accident: picture of car damage, plate number, police officer name ....but l got a letter from NJM Unfortunately, the evidence in this case along with the applicable negligence law for NY indicates NJM would be unsuccessful obtaining subrogation recovery in this matter. So I would like to know why I do have to pay for accident if it was not my fault?

Peaceful Protection I like the 10-month payment schedule. Also, the bonus at the end of the year for customers and staff. I've had a quick and precise experience with any claims I've made.

Emily Smythe - Excellent Customer Service Emily Smythe was my Insurance Adjuster and contact for my last occurrence/incident involving my vehicle. Ms. Smythe went above and beyond her job responsibilities to put my mind at ease and help me every step of the way. She excelled in customer service as well as knowledge of the NJ State laws and kept in close contact with me assuring my every inquiries were answered and in a timely matter. I have had NJM Insurance on all my vehicles and home for over 30+ and they are excellent bar none! Thank you Emily for all your assistance during this stressful time. Michele

Just an over all great and reponsive… Just an over all great and reponsive company to deal with. Long time customers of NJM

My adjuster Emily S. was… My adjuster Emily S. was informative, helpful, and very thorough. She handled everything in a timely manner and answered all my inquires promptly. I am very happy with NJM, which I have had for many years and will continue to use them for my auto and home insurance needs.