Great experience and no hassle. I am very pleased with how this entire process played out. I always knew I should have life insurance policies for my wife and I but I had been reluctant to apply because I have Type 1 Diabetes and I assumed the cost would be too expensive, or that I wouldn't qualify at all. Turns out it was all pretty painless. I qualified easily and my premium ended up being way more affordable than I had expected. JRC, specifically Justin Nelson, the agent I worked with, was a joy to work with. They/he made every part of this easy.

Justin is great, saved me $$! Justin is an absolute expert. He knew which life insurance company would give me a better rate based on my issue and he was absolutely right. The equivalent policy he helped me find saves me a lot of money! He and his team were always responsive to my questions and concerns. I highly recommend!

Very easy to get a rate quote with… Very easy to get a rate quote with better rates than I got with policy genuis by far. I have a medical conditon that made it hard to find affordable rates but they found them. The final rate was a little bit higher than what I was quoted but still much lower than anywhere else. That's why it's 4 instead of 5 stars. NO HIGH PRESSURE. EASY AND CONVIENIENT MEDICAL EXAM. GREAT COMMUNICATION AND SERVICE. Can't imagine an easier way to shop for insurance.

Quick process but lab results are forever to wait. It was a quick process to sign up for insurance. Agents are helpful and willing to help. However; the reason I gave 4 stars is because after 2 months after blood work is done and everything is finalized with paper work and was approved for affordable insurance, until now the results have not been sent yet. I contacted JR insurance and they keep saying that they will contact Banner to send it again but until now nothing and it has been another 2 weeks. Very inconvenient. There is no way of knowing my lab results in the system also. Made me think twice of my decisions to sign up in the first place.

Seems to be fair short term health… Seems to be fair short term health insurance for fair price I'd recommend if need.