False Advertising Online False Advertising Online - False hope given to people searching for life insurance denied by other companies. On website states Guaranteed Life of $100,000 with no medical exam or health questions with no waiting period if you are working 20 hours a week. This is a lie. I just called and spoke to an agent who told me JRC no longer has an underwriting company which will provide this coverage so take this information off your page.

Exceptional service! Kyong Kim and the entire team were professional yet down to earth and committed to getting me the best product to meet my insurance needs at a cost I could afford. All my questions were answered every step of the way and never was I made to feel foolish for asking anything! This is the way every public centered business should be run. Many thanks! I will be using your services again as my wife looks for a life insurance policy from a company who cares!

Quick process but lab results are forever to wait. It was a quick process to sign up for insurance. Agents are helpful and willing to help. However; the reason I gave 4 stars is because after 2 months after blood work is done and everything is finalized with paper work and was approved for affordable insurance, until now the results have not been sent yet. I contacted JR insurance and they keep saying that they will contact Banner to send it again but until now nothing and it has been another 2 weeks. Very inconvenient. There is no way of knowing my lab results in the system also. Made me think twice of my decisions to sign up in the first place.

This is the second policy I have… This is the second policy I have purchased from Justin Nelson at JRC Insurance. Both times Justin was extremely knowledgeable and helpful. Not only did he help me choose the correct product for me, he also helped steer me away from products that didn’t meet my needs (e.g., chronic illness vs. critical illness riders). I appreciate his willingness to and promptness in running various illustrations with different face amounts and payment schedules. He was always quick to return calls or emails, and answered my questions. Finally, the support staff was helpful in keeping me updated on the process and getting me all of the paperwork in a timely fashion. In short, I’m happy to recommend Justin and plan to work with him again when my kids are older and in need of their own policies.

They are prompt and very helpful… They are prompt and very helpful presenting my insurance options