Will use again Referred by family and easiest since no dealings w/insurance companies in the past. One call shopping with what I was seeking and not what an eager pushy agent wanted me to get to boost their commission. Will use Ramon and his crew again.

False Advertising Online False Advertising Online - False hope given to people searching for life insurance denied by other companies. On website states Guaranteed Life of $100,000 with no medical exam or health questions with no waiting period if you are working 20 hours a week. This is a lie. I just called and spoke to an agent who told me JRC no longer has an underwriting company which will provide this coverage so take this information off your page.

Low cost for a high payout! Very low cost for a very high amount of accidental life insurance Coverage. Price also stays locked in as long as you keep it. You are assigned an agent, which can help you understand the policy, and is always a phone call away to answer any of your questions. I highly recommend this company if you’re looking for low cost accidental life insurance with a high payout.

Be careful not to quote your best price… Be careful not to quote your best price on life insurance because it is almost impossible to attain that price based on the 1-12 rating you assign on your health evaluation. 1 being the best. Other than that the process went as promised.

It took extra time as someone kept… It took extra time as someone kept misplacing the forms that I would fax over. Also I had to pay out of pocket for medical records. I feel that should be paid by insurance company.