It took extra time as someone kept… It took extra time as someone kept misplacing the forms that I would fax over. Also I had to pay out of pocket for medical records. I feel that should be paid by insurance company.

Seems to be fair short term health… Seems to be fair short term health insurance for fair price I'd recommend if need.

Will use again Referred by family and easiest since no dealings w/insurance companies in the past. One call shopping with what I was seeking and not what an eager pushy agent wanted me to get to boost their commission. Will use Ramon and his crew again.

Exceptional service! Kyong Kim and the entire team were professional yet down to earth and committed to getting me the best product to meet my insurance needs at a cost I could afford. All my questions were answered every step of the way and never was I made to feel foolish for asking anything! This is the way every public centered business should be run. Many thanks! I will be using your services again as my wife looks for a life insurance policy from a company who cares!

My agent really went through line by… My agent really went through line by line to explain the projected numbers between an IUL versus GUL. He gave his personal recommendation based on my current financial state and goal. Very helpful. Thanks. Entire process was very smooth and seamless.