Acra Lending

3 Ada Parkway, 92618, Irvine, United States
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4.50
Based on 20 Reviews

5

80.00%

4

10.00%

3

0.00%

2

0.00%

1

10.00%
About Acra Lending

With more than 40+ years of mortgage industry experience, Acra Lending is the leader in Private Mortgage Lending. We offer programs through four distinct verticals specializing in Non-QM products for Wholesale, Consumer Direct, Investor and Correspondent lending. Licensed in 40 states and DC, our suite of products and services are geared toward helping mortgage professionals and borrowers achieve their purchase and investment goals. Throughout the mortgage industry, Acra Lending is widely known for responsible lending practices, product innovation and a great customer experience.

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Brenda Perry
GB

Maria Bunes and Megan Willie are EXCELLENT to work with! Both Maria Bunes and Megan Willie were excellent to work with and helped make sure we closed on this loan over a week before the due date. Buyer, Seller and both agents were thrilled!! I have done several ACRA loans but this one was definitely the fastest most efficient process that I have experienced so far. Thank you to all involved especially Maria and Megan!

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Cindi M
GB

Do not ever use this company if you or… Do not ever use this company if you or your client needs a foreign national loan. While this loan is not easy, a lender should know the requirements and tell the client the correct information from the beginning. This company changed and re-changed their demands on a daily basis. Only a few days before closing, knowing the buyer lacked a SSN and was not in possession of an EIN, the buyer was then told he had to pay another 1.5 per cent PLUS bring an additional 12K to the table to close. They have no idea what they are doing and made for a very stressful transaction for everyone. The buyer was able to close quickly with another lender, good for him! Maybe they are good for loans for US citizens, but I don't recommend them for foreign national loans.

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John Davis
GB

Toughest loan Made easy! Acra closed one of my toughest loans for me after many obstacles. I have been in this business for 32yrs and they by far go above and beyond to work with you honestly and upfront. Will definitely be a repeat customer.

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Darrell Burns
GB

Acra Lending Recommendation I am writing to enthusiastically recommend Acra Lending (Acra) as an outstanding choice for home loan partnership. Having had the pleasure of collaborating with Acra on several loans, I can attest to their exemplary professionalism, expertise, and dedication to excellence. Acra consistently demonstrates a deep understanding of strategic home loan products, and they implement a commitment to delivering top-notch solutions for the borrower(s) need. Their team exhibits a rare combination of innovation and reliability, always striving to exceed expectations while adhering to timelines and closings. Whether it's advising on a P&L loan opposed to Bank Statement loan, Acra consistently delivers exceptional results. Moreover, their approach to turn times is commendable. My Account Executive (AE) Devon, maintains an open line of communication, ensuring that all loan officers/brokers are well-informed throughout the underwriting process. Her proactive problem-solving abilities and willingness to go the extra mile truly set Devon and Acra apart. I have personally witnessed Acra's ability to close loans in a timely mater firsthand, and I have no doubt that they would be an asset to any endeavor. Their reputation for close time, professionalism, and excellence precedes them, making them a trusted partner in any home loan effort. My longest closing with Acra in 2024 has been 21-Days and my shortest closing this year was 10-Days making Acra the fastest closer within the Non-QM community. In conclusion, I wholeheartedly endorse Acra Lending and their exceptional team. I am confident that they will continue to achieve great success and make significant contributions to any home loan project or initiative they undertake.

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Nicole J. Thanh
GB

Closed a bank statement program loan… Closed a bank statement program loan for $1.6m. Our rep Stephen Salanitri was very responsive and hand holding when needed. Ops is fast we well and very streamline if you follow the process it's smooth. Had my CTC 1.5 early. Thanks Stephen and team.

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