Simple, free, pays 2% interest, great cust svc! Professional people in customer service who are empowered to help; very easy account application process; great online portal: love the bills section, same-day EFT's for $10 is great and SUPER FAST, like being able to pay 1099 contractors right from there, good debit card controls; and you just fixed one kinda big failing: now I can get 2 debit cards!! I have had a BV account for another business for like 10 years, and I love you guys. Oh, and I love the interest rate you pay on checking!!!

Blueline and Carmen I - Simply the BEST! Carmen I. with Bluevine provided the best, most professional experience we have ever encountered. Carmen was super responsive with the tons of questions we had and never made us feel like we were taking too much of his time. Bluevine has easy terms for business lines of credit, and their customer UI is super easy to use. Carmen earned our business and made the entire process for getting approved extremely easy. Even after obtaining our line of credit Carmen continued to be very helpful and super responsive, he even reached out to us randomly to check on us. Thank you Carmen I and Blueline we will recommend you and your business to other business owners.

THE G.O.A.T OF BUSINESS BANKING So far I am beyond pleased with this banking experience! I have fallin in love with Bluevine, the amazingly fast customer service the help and trust you get from them is beyond a free business checking account. Than you guys for existing and for doing my banking much love and respect!!!

It's horrible. Just don't. It's horrible. Debit/credit refunds take 7 business days, while at any other typical bank, they're immediate. Direct deposits take 4 entire business days, so basically 5 business days, while other banks process them immediately or overnight. The Customer Service reps are offshore, and they typically just repeat exactly the same information you see on your dashboard without adding any value whatsoever. They do not even know what an ACH transaction is and don't have any mechanism to track ACH transaction tracking numbers which any bank in the entire SWIFT network is able to do. It's just horribly frustrating working with them and as soon as I can, I'm taking my business elsewhere. You should save yourself the trouble.

Opening an account @ Bluevine From applying to getting the account setup, Bluevine has been excellent. Jesse Levine, our new account manager, reached out and was very impressed! Their customer service and fees are outstanding! I would highly recommend Bluevine to someone looking to use an online bank.