Easiest refi ever Did all communication through text message. Signed all documents through an online portal. Easy. Loan just moved into processing phase. Everything is moving very quickly. Did a Heloc with them last year, combining everything into one mortgage now.

Repeat customer with Nick, can't recommend enough Three times now Nick has saved us thousands of dollars and helped secure us an outstanding rate or helped us with a HELOC. He makes himself available at all hours, is incredibly responsive, and makes the entire process effortless. He is an absolute pleasure to do business with.

5 stars for the whole process with Lower Lower and Jared Derosa exceeded all my expectations. The whole process was 5 stars, couldn’t be happier!

Connor Pazdzior provides OUTSTANDING service! Connor Pazdzior with Lower.com was OUTSTANDING! We worked with him a few years ago on a loan and he was extremely helpful and responsive. His attention to detail exceeded our expectations. He went above and beyond to make sure all our questions were answered. That is why we recently reached out to him again about getting a HELOC for some additions on our home. We would HIGHLY RECOMMEND Connor!

Nick did a wonderful job keeping me… Nick did a wonderful job keeping me informed of what was going on and what was needed all along the way. Highly recommend Lower.