I have a story to tell I have a story to tell - My name is Richard Neville and I am a CPA and my wife and I live 6 months in Ottawa, Ontario, Canada and during the Winter we live in Sarasota County, Florida, in a gated community, where we play golf 3 times a week. I am 77 years old. Since the age of 22, when I received my CA ( Now a CPA ), I have been paying for a $250,000 term life insurance policy with Manulife Insurance. Until the age of 55, the premium was very reasonable. Now it is approximately $1,000.00 per month. That is ridiculous and what is clear is that Manulife just wants me to drop the policy ASAP. SO......I wanted to sell my life term policy and convert it to cash. Therefore, I called Ovid Life Insurance and was put in contact with Darren May. I have now spoken to Darren a couple of times. He has been more than helpful in explaining exactly what " Selling One's Life Insurance " means and what are the steps to go about it. That being said, Darren has informed ,e that after a little bit of research, unfortunately. Ovid Insurance cannot do business in Ontario, Canada. I just wanted to say that although that information is not what I was expecting to hear, I do want to " Thank " Darren for ALL the great advice/knowledge he shared with me. THANK YOU VERY MUCH DARREN. To his management team.....in my opinion, he is an asset to be retained within your ranks. Richard Neville (613) 513 - 5563

Efficient and Easy Life Insurance Evaluation With my Term Life Insurance Premium's skyrocketing to 4-digits per month, I talked with my financial advisor, he said there were companies that bought policies like mine. I researched online, found and vetted, OVID Life and the regional director, account services, Dan Winegrad, called me within 24 hours to discuss the process. I previously had a very stressful review a few years back--the company had me going in circles with supplying information--saying they were not getting access to my records etc. it was time wasting, and they never gave me a decision or any follow up. Dan communicated often on the progress of my evaluation, he answered my questions in a timely fashion. He spoke with my financial planner, and as my health records indicated after review -- my policy would not fit OVID's buy profile, Dan went carefully over the results with me today. I am very pleased I would highly recommend OVID and Dan Winegrad.

Happy and relieved. While it wasn't a quick process and it… While it wasn't a quick process and it took sometime, Darren was very patient and work hard in my behalf. We went back and forth and after 6m os. We reach a mutual agreement. We are very happy with the outcome. Thank you so much Darren.

Geoff and the Voya experience - rated PG13 Geoff pursued this for me as if it was his one and only priority. I know he has many different clients he assists on a daily basis, but I always felt that he gave this his personal attention. When I would call it would be “Hey Dave”, NOT oh uh Hi, can I get your birth date, policy number, or some other info where it would make you feel like ‘just a number’. You, (I) was his most important client is how he handled all my ridiculous issues with Voya. He hung in there till the bitter end. That is meant in a good way, not a bad way. I greatly appreciate all of his efforts and time with this. Thank you. PS the date of experience is todays date, but he has been working on this since May of last year.

Greg Bates Greg Bates assisted us throughout the entire process, keeping us well informed and updated at each step. He was professional yet very personable.