Gotta give them 5 Gotta give them 5 stars because that’s what they need to get their raises and such. You gotta. Worker solidarity. Process was relatively easy. They were quite responsive. A few times I had to show them where I had already uploaded a document they said I needed, but when the error was pointed out they quickly found the documents and got me on my way. Signing of documents was easy to arrange, and the funding was super fast. Def recommend if you’re in a crazy housing market and already own a house that keeps adding value/equity :)

Shared Equity Option This relatively new financing option can work well, for individuals who can take out a reverse mortgage, but for various reasons, choose not to. In my case I took a $100k option, paid off all my loans, painted inside, and out, put in a new kitchen and remodeled a bath, and still had funds left over. I used the remainder for improving the stock in my business, and I can pay off this equity share, at 10 years, or less, plus equity gain/loss. I think the real benefit of this type of asset share is you maintain control of your house, have money to maintain it, and have options at the end.

Felt like my time was wasted Felt like my time was wasted. Was told to go through the entire application process only to get denied when they already knew the debt to value on the home. Don't see any benefit to using a service with the same qualifications as a standard refinance.

Good company, garbage mobile website Their website sucks. I had to use 3 different email addresses bc the page kept refreshing and it would make me start over—but I couldn’t use my email address OR log in with my email address. Super irritating. Other than that they seem legit and like they’ll be able to help us access some of our equity. Just don’t try to apply on mobile while uploading documents etc; it turns into a mess.

An interesting option for 1099 workers. I am still working through the process. I am happy thus far but feel that a better job can be done presenting what is ultimately a 'new' finance/funding tool. There may be some anxiety from the end of the borrower- perhaps a nice case study to read through. Some different scenarios what ifs- and how they would play out. The Story on the web page helps. It is compelling and for a 1099 worker it is refreshing to find something out there for people with unique tax and income situations