They kind of saved my finances They kind of saved my finances! I was paying 25% interest with discover and even with paying more than minimum it wasn’t making a dent. By consolidating my debt I was able to get a lower payment and rate and finally get some breathing room.

This so called happy money should not… This so called happy money should not be on trustpoliot there take all you documents and I had signed there argument. And there said that the money will be in my account within 2 hours its been week now and when you try to call them there dont respond to your call. I had my doubts about this company. Read all the comments I am beging to think there are notting but scammer. Dont trust them keep away from happy money know as hm

I do not like the payment system I do not like the payment system. When making your monthly payment, you are unable to make any additional principal payment(s) towards your loan online. Your only option is to make the normal monthly payment, nothing more. Additionally, if you would like to pay more towards your loan or make another payment during the month/separately you must mail in those said payments. That shows me they are making it more difficult for you to paydown your loan quicker....leading to more interest they can collect.

The team at Happy Money are customer service all stars! From application to payoff of the loan I received the kindest, most conscientious treatment from the team at Happy Money. My sincere gratitude for helping me get through a rough time with debt consolidation. Yay! It's paid off now! A huge shout out to Kasey Moen for amazing customer service!

The best! I can’t say enough positive things about Happy Monday/Payoff. I’m on my second loan with them and both have been super easy processes from start to finish. Not to mention their customer service is quite possibly the best I’ve ever experienced! I’ve referred multiple friends and will continue to recommend them.