Loan originated through Payoff Loan originated through Payoff, which was later aquired by Happy Money. The loan was taken out 36 months ago, which meant that June was the last payment owed. I verified that through customer service. The day after the final payment was due, a new charge in the exact amount shows up on the account. There is no explanation on-line, but the customer service rep says it is an auto generated balloon payment for loan maturity. The charge is the exact same as what their rep told me was the FINAL payment. Stay clear, not enough transparency, no account detail available without a special request. Still waiting on docs from customer service.

Needed to Tackle Credit Card Debt, Payoff Stepped Up! I was unable to get a loan to handle my credit card debt anywhere else, but Payoff did it no problem. I couldn’t be happier with the customer service, ease of application, and hassle free account management. I now can see a light at the end of the tunnel with every payment I make. I highly, highly recommend Payoff loans.

Highly Recommend I want very much to provide a 5 star review. The ease of working with Happy Money and its representatives has been phenomenal. The only reason I provide a 3 star review is the APR’s offered, however that being said the very high APR’s are not exclusive to this company. As a person looking to better their situation it can be disheartening to find these rates. That being said I would still highly recommend Happy Money.

Website doesn't seem to work and in… Website doesn't seem to work and in general they are not responsive. Applied for something through their website and it said I'd heard back in 24-48 hours but never heard back ever. Emailed them to follow up and never heard back either. I'm sure they're busy but it would be good if their website worked and if they had customer service.

This so called happy money should not… This so called happy money should not be on trustpoliot there take all you documents and I had signed there argument. And there said that the money will be in my account within 2 hours its been week now and when you try to call them there dont respond to your call. I had my doubts about this company. Read all the comments I am beging to think there are notting but scammer. Dont trust them keep away from happy money know as hm