My experience My experience, in the beginning everything was so easy you apply for your loan, got your money just like they said it would be. But after your payment start that is your nightmare. Please, please READ your agreement. I borrowed $1600 dollars, their is a $10 a day added to your loan, I started my first payment in July paying $154.00 bi weekly. In December 2017 I call to ask what was my pay off , I was told $1735.87 in which I paid off in full. I know at time we fall in hard times, please do not let this be your way out. Sarah, Jacksonville, Florida

UNAUTHORIZED HARD CREDIT CHECKS Don’t trust this company !!!! I was notified that ROSEBUD LENDING did a hard inquiry on my credit report. I asked them to remove it and they refused stating that they just did a soft credit pull. I sent proof that it was a hard inquiry and they still deny it! I complained to the BBB and sent the documents them as well . QCREDiT emailed me and will not resolve this so now I’m forced to seek legal advice. If they are this untrustworthy, I can’t imagine how they would treat people who actually have loans with them . Stay away , they LIE!

I was in a bind and needed cash I was in a bind and needed cash for medical reasons. I looked at other companies but Q Credit lended me the amount needed and offered an extended pay plan. Although this loan is expensive, it is better than the alternatives. Their process was quick and efficient. Applied had my funds the next day. I would recommend them to any of my friends if they were in need of emergency funds.

Customer Service was excellent but I … Customer Service was excellent but I need more affordability and flexibility with payments. It's a bit expensive and I'm worried about having enough to re-pay. Please work with me on this and let me know ASAP of any more credit available! Thanks Tim Scott.

I would not use this service again or recommend it. I would not use this service again, based solely on the customer service interactions that I experienced. I had to email about 15 times with no results, and speak to a total of 8 representatives in a 2-3 day time frame. I would not recommend this to anyone else, despite the 329% interest rate that they get you on.