I was in a bind and needed cash I was in a bind and needed cash for medical reasons. I looked at other companies but Q Credit lended me the amount needed and offered an extended pay plan. Although this loan is expensive, it is better than the alternatives. Their process was quick and efficient. Applied had my funds the next day. I would recommend them to any of my friends if they were in need of emergency funds.

Watch out for Aimee and David I was contacted by an Aimee Smith and told I was approved for a $3K loan. At some point i was told due to my low credit score, they were going to make a small deposit by safe-deposit thereby needing my mobile banking login info to verify my account. At this point I was told to go to a Walmart and call back. A David Lewis, identifying himself as the Funding Manager instructed me to buy a Walmart Card in the amount deposited into my account. Then give him the Card Number and other info so he could retrieve the funds and upgrade my Credit Score. After complying with that, he told me the funds would be in my account within an hour! Never happened! The deposit he made bounced! I am out the $225 as I have to pay my bank now. These fiends are out there and their tel# begins with a 260 area code. Beware,!

My experience My experience, in the beginning everything was so easy you apply for your loan, got your money just like they said it would be. But after your payment start that is your nightmare. Please, please READ your agreement. I borrowed $1600 dollars, their is a $10 a day added to your loan, I started my first payment in July paying $154.00 bi weekly. In December 2017 I call to ask what was my pay off , I was told $1735.87 in which I paid off in full. I know at time we fall in hard times, please do not let this be your way out. Sarah, Jacksonville, Florida

UNAUTHORIZED HARD CREDIT CHECKS Don’t trust this company !!!! I was notified that ROSEBUD LENDING did a hard inquiry on my credit report. I asked them to remove it and they refused stating that they just did a soft credit pull. I sent proof that it was a hard inquiry and they still deny it! I complained to the BBB and sent the documents them as well . QCREDiT emailed me and will not resolve this so now I’m forced to seek legal advice. If they are this untrustworthy, I can’t imagine how they would treat people who actually have loans with them . Stay away , they LIE!

Interest rates are too high Interest rates are too high. After getting approved for the loan, they started contacting me for documents they should have asked for before the loan was approved. The interest rates are way too high.