My experience My experience, in the beginning everything was so easy you apply for your loan, got your money just like they said it would be. But after your payment start that is your nightmare. Please, please READ your agreement. I borrowed $1600 dollars, their is a $10 a day added to your loan, I started my first payment in July paying $154.00 bi weekly. In December 2017 I call to ask what was my pay off , I was told $1735.87 in which I paid off in full. I know at time we fall in hard times, please do not let this be your way out. Sarah, Jacksonville, Florida

Absolutely horrible Absolutely horrible! Do not use this company under any circumstances! You'd be better off selling blood or standing on a street corner begging. I took a loan for $1600 in July 2017 and have paid $300 a month since and still have another 9 months to go!! The interest is so astronomical that it's still over 1k to pay it off now. I wish I had the money to get out from under this thing. In the end I will have paid over 6k for a $1600 loan. This was one of the worst decisions of my adult life.

Interest rates are too high Interest rates are too high. After getting approved for the loan, they started contacting me for documents they should have asked for before the loan was approved. The interest rates are way too high.

I received a pre-approved letter in the … I received a pre-approved letter in the mail and applied on line. I was approved right away. There was a small hitch getting the bank verification, but someone from the verification department called my bank and verified that way. It was late in the day when the verification started, so I did not get my documents to sign until the next day. No biggy, as it was after 5:00pm. The following morning the funds were transferred into my account. The interest rates are rather high, but that's what happens when you don't have good credit. It was a quick and easy transition. Two thumbs up!!

QCredit QCredit, I believe, is one of the best lending companies. The application is easy to complete and the decision is fast. I don't know if the cost is more reasonable compared with other loan companies but it is affordable.