Just what I needed I was in quite a bind with interest rates on all my open accounts until I considered consolidation. 321 Loans INC definitely helped me get out of a big mess. Carmen Sansom, Rita Daniel amongst the other considerate, informative and kind staff at 321 helped me get my life back on track and away from worry and frustration. I now just pay one bill for all those accounts. Thank you 321 for all your services, especially for all the kindness that all your staff have given me, Bless to you all, Donald Murphy

Fraud Organization This company is really a fraud . I also got trapped with their prior commitments to settle the debt. But their service towards needs of customer is really poor even after providing enough documentation they didn't work actively to settle the debt. Their executives response towards issue is not up to the mark they keep on assuring lot of big things. But never proactively handled the problem on time. At last when asked to cancel the service their officer said we don't have that provision and there is no such guarantee of money refund. Even though payment was made on time and they keep charging banks to take the monthly payments but no sign of refunding the money. I will take my case to bigger forums and let people aware of the fact Thanks

service of care Helping America Group is wonderful, I'm looking forward to the day that I will become debt free. I get a sense of peace knowing I have someone in my corner that can help me solve my issues., and have the legal background of lawyers that can step up to the plate and handle what ever legal advice that I need. I would recommend anyone to this program if they want to become debt free. Mary Slaughter

Just disappointed There is no one I can never talk to. Someone is always calling about a payment after payment was sent. Nothing was done in my favor and I am destroying my credit even worst believing they were going to help me. Now I have to find a way to dig myself out of this ditch I allowed them to create.

Going No Where I have been paying them to take care of my debt and it is not improving my credit at all, it has actually gone down almost 100 points since I have been with them. I am so ready to leave this company. Also I spent over an hour on the phone going in circles and was getting really irritated because of how I was talked too.