Good overall experience Very courteous, professional staff. Well conceived and efficient process. Felt a bit pressured to sign up for the optional coverages. Appreciate the loan to support a pressing need.

really easy and extremely helpful I would recommend this site to anyone, This is so much better than other options I looked into..

This is a scam After posting my review, I emailed 36monthloans and told them what had happened. They replied, stating that this is not the first they have heard of this Ricky and to let me know they are not lenders. They said he is using their name and that they do not call applicants. So I need to say that the call I received WAS NOT FROM 36MONTHDLOAN, BUT A SCAM CALL. I received a call from a guy named Ricky stating he was a loan manager with this company. Said I was approved for $3000.00 and my payment would be $150.00 a month BUT I had to show I was able to make the payments I needed to let them take $150.00 out of my account. He said it would be returned after it cleared or I could use it as the first payment. I told him that is not legal to ask for payment without depositing the loan first. This is a scam. DO NOT TRUST THEM as they lie about loaning to anyone. They do not try to help, they only want access to your bank account.

I was nervous to apply because I have poor credit, but I was approved! My credit score is 625, my income is $3200 per month and i was approved for a $1500 loan the next day. The application was easy and once they called to verify my employment I was approved. The APR was 35%, something to keep in mind... Over all, they were very professional and I am very pleased.

It's all marketing It's all marketing. Predatory APRS, lending "partners". Waste of time if you actually need an affordable loan. Look elsewhere