Best budget program Absolutely changed the way we budget each month. It only takes about 20 minutes each week once you get the hang of it. It is a little more complicated and harder to learn than things like Mint but it works better and actually produces results.

I love YNAB I love YNAB. It is like the old fashioned way of budgeting by putting cash in envelopes for each budget item, but way easier. It helps me see where my money is going and where I am overspending. It pushes me to make choices of what I want to fund. I have to make priorities. There are still some parts/functions of YNAB I don’t fully understand/use. Some parts can be confusing, but you can still get going in meantime.

Simple Program Changed My Life Totally changed the way I relate to my money and my budget. Made me aware of my weak points to focus on, and helped enable better future planning. As someone with an average pay in a VHCOL area, this software has truly changed my life!

YNAB is a game changer YNAB has been a game changer for my personal finance. It is the ONLY budgeting app/program/process that has worked and kept me focused on my goals. Could not recommend more. The amount I have been able to save using the YNAB process has more than enough paid for the app annual fee. And the fee is accounted for on my spending plan.

YNAB Changed EVERYTHING! I’ve always cared about my finances. Where was my money going? How was it being spent? Is my income more or less than my expenditures? ETC! YNAB helped me to not only see clearly how my finances were being used, but it helped me to create a clear and realistic opportunity to budget, spend, and plan. THANKS YNAB!